Introduction In today’s digital-first world, financial technology (FinTech) has experienced a seismic shift, thanks to the advancements in artificial intelligence (AI) and machine learning (ML). These technologies are revolutionizing financial systems, enabling smarter, faster, and more secure platforms. At the heart of this transformation lies the evolution of FinTech architecture —the foundational framework that supports the seamless functioning of financial applications. AI and ML are no longer buzzwords in the financial industry; they are becoming indispensable. From fraud detection to hyper-personalized financial services, their impact on the architecture of FinTech systems is profound, offering organizations the tools to innovate, scale, and secure their platforms effectively. What is FinTech Architecture? FinTech architecture refers to the structural design and technological framework that enable financial platforms to operate. It encompasses all the components—back-end sy...
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